olemus
kontekstist sõltuv risk otseselt isikule, st
ta varale, elule või tervisele

ülevaateid
https://simplicable.com/en/personal-risk

https://image.slidesharecdn.com/module1-160408161737/95/introduction-to-risk-management-4-638.jpg

https://risk-evaluation.com/4-types-personal-risk/

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3487655/