olemus
kindlustuse liik: riskiosaline annab kindlustajale üle
osa oma vastutusest kolmandate ees

Investopedia:
an insurance product that provides protection against claims resulting from injuries and damage to other people or property

ülevaateid
https://understandinsurance.com.au/types-of-insurance/liability-insurance

https://www.thehartford.com/liability-insurance/what-is-liability-insurance

https://en.wikipedia.org/wiki/Liability_insurance