olemus
Wiktionary:
1. security from damage, loss, or penalty
5. (insurance) a principle of insurance which provides that when a loss occurs, the insured should be restored to the approximate financial condition occupied before the loss occurred, no better, no worse

näiteid
indemnity bond -- garantiikohustus, kindlustustõend
indemnity insurance -- kahjukindlustus
indemnity period -- kindlustuse kehtivusaeg
insurance indemnity -- kindlustushüvitis