olemus
üks riskikäsitluse vahendeid, riski müümine
=
a financial risk management tool in which the insured transfers a risk of potential financial loss to the insurance company

Wiktionary:
1. a means of indemnity against a future occurrence of an uncertain event
2. the business of providing insurance

ülevaateid
https://keydifferences.com/difference-between-insurance-and-assurance.html

https://en.wikipedia.org/wiki/Insurance

http://i.investopedia.com/inv/pdf/tutorials/insurance.pdf

https://www.iii.org/sites/default/files/docs/pdf/Insurance_Handbook_20103.pdf

vt ka
- elukindlustus
- kindlustus (1)
- vastutuskindlustus