olemus
makse- vm kaardi duplikaadi valmistamine,
näiteks skimmingu abil
=
making an unauthorized copy of a credit card

ülevaateid
https://www.youtube.com/watch?v=qhSK9JUa1_s

https://www.youtube.com/watch?v=jnrZExrWbOs

https://en.wikipedia.org/wiki/Automated_teller_machine#Card_fraud

https://www.timesnownews.com/business-economy/personal-finance/article/alert-atm-card-skimming-on-rise-heres-how-you-can-avoid-it/331565

http://blog.unibulmerchantservices.com/how-to-clone-a-smart-credit-card/

http://www.tech2hack.com/how-to-clone-sim-card-easily/

https://www.kaspersky.com/blog/sim-card-history-clone-wars/11091/

https://murdoch.is/papers/oakland14chipandskim.pdf