olemus
krediidivõime kvantitatiivne hindamine
= a statistical analysis performed by lenders and financial institutions to determine the creditworthiness of a person or enterprise

ülevaateid
https://en.wikipedia.org/wiki/Credit_score
http://brblog.typepad.com/files/FicoWorldPreviewScoringOverview.PDF
http://pubdocs.worldbank.org/en/935891585869698451/CREDIT-SCORING-APPROACHES-GUIDELINES-FINAL-WEB.pdf
https://www.fdic.gov/regulations/examinations/credit_card/pdf_version/ch8.pdf

vt ka
- krediit
- krdediidivõimeline