olemus
sõltub kontekstist

European Central Bank:
there is no universal definition, but there is often some overlap between the commonly used terms, such as “crypto-asset”, “crypto token”, “crypto currency” and “virtual currency”

vt ka:
https://www.lawinsider.com/dictionary/crypto-assets

ülevaateid
https://www.fcnb.ca/en/investing/high-risk-investments/crypto-assets-and-cryptocurrency

https://www.ecb.europa.eu/paym/intro/mip-online/2019/html/1906_crypto_assets.en.html