olemus
(a) virtuaalne maksevahend, mis
luuakses ja talletatakse elektrooniliselt,
on mitteametlik ja ta väärtuse määrab
peamiselt nõudmise ja pakkumise vahekord

Oxford Languages:
a form of currency that exists only in digital or electronic form and that can operate independently of a central bank

(b) = e-raha

ülevaateid
https://www.ipmall.info/sites/default/files/hosted_resources/IDEA//glass-formatted.pdf

https://www.bis.org/cpmi/publ/d137.pdf

https://www.unescap.org/sites/default/files/ESCAP_DV_Currency_0.pdf

https://core.ac.uk/download/pdf/232719926.pdf

https://www.investopedia.com/tech/most-important-cryptocurrencies-other-than-bitcoin/

https://www.bitira.com/digital-ira/types-of-digital-currency/

vt ka
- krüptoraha